Appraisal services for Wellington and Larimer County homeowners

Here are the top reasons CO homeowners hire Accurate Valuation LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge Larimer county's assessment of your propertyworth
To cut your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in CO by determining the true market value of real estate in question

Do you own a house in or near Wellington? Do you need help deciding the value of your real estate?
Contact Accurate Valuation LLC.

At Accurate Valuation LLC, we understand the particular needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Accurate Valuation LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping people just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other homes nearby. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from Accurate Valuation LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Accurate Valuation LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for verity? In a field review we will go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.