Attention homeowners: Real estate appraisal services for in Wellington and Larimer County
Check out the top seven reasons CO homeowners order from Accurate Valuation LLC:
Do you own a home in or near Wellington? Do you need help deciding the price of your real estate?
At Accurate Valuation LLC, we understand the unique needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard reporting formats. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Accurate Valuation LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.
Need to cancel PMI?
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experienced in helping homeowners just like you do away with unwanted PMI insurance.
Challenge a property tax assessment
Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Accurate Valuation LLC is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
If your property is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Accurate Valuation LLC can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? Accurate Valuation LLC offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.